Financial Fitness – Infinity Group Australia

What is financial fitness?


Financial fitness means having the money you need, when you need it. Typically this consists of a combination of wealth generation, debt reduction and retirement solutions. Some detailed examples of wealth generation may include reviewing investments and assets, and determining how these can yield better returns. Debt reduction has long been a core focus of financial fitness, as it contributes the most to financial failure and struggle. Learning how better to avoid or limit debt, significantly improves a households overall financial health for the long term.


The problem


Household debt is fast becoming a major uphill struggle globally. In particular, Australia’s household debt to income ratio has hit nearly 200 per cent, a level UBS analysts have called “extremely elevated” and “one of the highest in the world” according to google. The Australian Bureau of Statistics claim that in 2015-16, around three quarters (74%) of households held debt, and the average household debt of all households was $168,600. The most common form of debt is credit card debt, held by 55% of households.


The solution


With Australia’s personal debt being the highest in the world currently, it has never been more critical to consider a financial fitness program, and enlisting help in this area to help improve a household’s overall debt. There are organizations that specialize in this area, and these are definitely well worth the time and investment to help get debtors on the right track financially; potentially saving them from a disastrous financial situation that could be irrecoverable. Suddenly being laid off at work, with a huge mountain of debt, is an unfortunate position nobody wants to find their self in. This can all be avoided by using effective financial fitness practices.


Multiple award winning Infinity Group Australia Reviews provides a financial fitness program to help get struggling debtors back on their feet and on the road to a better financial future. The group offer a unique debt reduction service to help pay off debt and pay off home loans quicker. Among other services included are custom wealth strategies. Typically this consists of a debtor’s assets and investments review with an evaluation on how ROI can be improved. IGA also provide retirement solutions, ensuring that debtors have a way to secure a substantial and comfortable living at a later age. Whilst considering these services, debtors will have the opportunity to take a free 5 minute financial health test to determine their financial fitness condition. At this point, they may wish to consider how to better their position, financially. Judging by the returns, it may be the best life decision ever made. Learn more:

The success of Fortress Investment Group has been a Stepwise Process that Other Firms Should Follow

Fortress Investment Group is an asset management and investment organization that has been in operation for about three decades. The entity has championed the way wealth should be managed through technological innovations that increase efficiency. Through its leadership process, Fortress has re-engineered strategies that help it to control the market despite receiving competition from other organizations around the world. The leadership of the entity has made tremendous steps towards making Fortress a world leader and a benchmark company in asset management.The first step to be implemented by the founders included forming an organization that was not based on the traditional operations of an asset management company but a firm founded on new operating strategies. These strategies included viewing customers as essential and critical members of organizational success. Therefore, the clients of the company would be treated professionally and with the dignity they deserve.

Since the beginning, Fortress Investment Group offered quality services which included service delivery and comprehensive solutions to any client who requested their services. Providing quality services made the entity to attract more customers than what other asset management entities had attracted. Currently, Fortress Group is one of the largest wealth managers concerning the customer base.The second step included targeting alternative investment opportunities and assets that other investment organizations had ignored. Through this invention, Fortress Investment Group started targeting assets that were underrated or those who were undervalued. These included old infrastructures such as buildings and railway lines.

Much of the undervalued assets that were bought by the company belonged in the transport industry. Since the assets were undervalued, the entity acquired them at discounted rates. The firm also received other holdings from different companies, especially those firms that were disposing of them due to financial challenges. Later, the management of the organization would sell the assets once they have appreciated accumulating more substantial profits that were at some instances 100% return on investment.Finally, Fortress Investment Group has demonstrated the real leadership required in any successful organization. Its three co-Principals have led the company towards reaching the great heights that it has within its 30 years of existence.

These 3 Organizations are the Front Line Defense for Immigrants

For a person who is interested in helping immigrants at the border, there are a variety of organization to choose from. Choosing which charity to donate to can be a stressful process for many people. Some of the organization are fraudulent, only donating a fraction of their donations to actual causes.

Below is a list of some of the greatest immigrant focused organizations in the United States. You will surely be able to find an organization that is a perfect match for you.

The Frontera Fund

Joe Arpaio is a name that anyone involved in immigration reform knows. For over 20 years, he abused immigrants in Arizona, subjugating them to harsh jailing facilities and ordering his deputies to abuse them. Read more: Michael Lacey | LinkedIn and Lacey and Larkin Frontera Fund

Michael Lacey and Jim Larkin covered Arpaio in their paper, The Phoenix New Times, for the majority of Arpaio’s time in office. Joe Arpaio even fought back against them, arresting them for their efforts in journalism. This was of course a violation of the First Amendment.

Due to the First Amendment violation, Michael Lacey and Jim Larkin were awarded a settlement of $3.75 million. They used this money to create The Frontera Fund.

The Frontera Fund is now partnered with over a dozen other organization, spreading awareness about the immigration process and educating immigrants on legitimate immigration processes.

Families for Freedom

This family based organization is needed now more than ever. The news has been ablaze in recent months due to Donald Trump’s policy of separating children from their parents.

Founded in 2002, Families for Freedom aims to keep families together by fighting deportation. It isn’t uncommon for children to be sent back to their home families alone, while their parents are still detained in America. Learn more about Michael Lacey and Jim Larkin: and

Often, a child will have another family to live with in their home country, but far too often, a child must return to their country alone, with everyone they know still detained in the United States.

Families for Freedom aims to end this practice by lobbying politicians and changing immigration policy.

National Immigration Law Center

One of the worst realities of the immigration process is that it isn’t free. Immigrants are often without representation and funds. This means they will be stuck in the immigration process for a very long time.

The National Immigration Law Center offers attorneys to immigrants who can’t afford other representation. They also support DACA, and they are fighting to make sure Dreamers aren’t deported back to their home countries.

There are many other great organizations, which are operational all over the United States. Find the organization that shares a similar belief system as you and help them keep children and immigrants safe from the legal system.

OSI Group, The Rise of Humble Butcher

The OSI Group, a name known in the international market as a supply powerhouse, has some very humble beginnings. The founder, Otto Kolschowsky, came to the United states at the turn of the century looking for his chance in the land of opportunity. This dream started with Mr. Kolschowsky opening a local meat retail and butcher shop in Oak Park on the west side of Chicago. By the end of the first World War, this small shop had expanded to working in wholesale and expanded its operations to the suburb of Maywood. Within another decade the business had been renamed Otto and Sons and continued to flourish.

Otto and Sons continued to prosper for decades. A faithful move based around a handshake with the soon to be CEO of the McDonald’s franchise would seal the fate of this company to be on the path to having an international presence. Over the next few decades, as McDonalds grew, Otto and Son’s grew. The business model that Ray Kroc was implementing to expand his business, what is now known as the franchise model, propelled the two companies to expanding all across the United States. This presented a new challenge for Otto and Sons. How to keep the burgers they were supplying Kroc’s expanding business so that the product was constantly fresh. This challenge lead to the flash freezing technology being developed and implemented for their shipments across the country.

In 1975, after years of partnering with Kroc and even opening a dedicated plant to chain, Otto and Sons changed their name to OSI Group. Their revolutionary technology now allowing them to serve burgers all across the globe to Kroc’s chain, but also allowing them to start picking up other proteins for international shipments. The next few decades are history as the OSI Group is now an international giant in food processing and distribution. The OSI Group is now not only a multi billion dollar a year business as of 2016, but also an award winner of the Globe of Honour award from the British Safety Council. All of this from the humble beginings of Otto Kolschowsky, a German immigrant and holder of his own legacy.


Larkin And Lacey Remembers Fight With Arpaio

The history of the United States included controversial and questionable presidential pardons. In the recent past, President Donald Trump pardoned a certain sheriff named Joe Arpaio in Maricopa County, Arizona.

It was the first pardon that the U.S. President issued, but it is still shaping the nation’s social discourse today. One of Arpaio’s misdemeanors, according to reports, is the wrongful incarceration of Jim Larkin and Michael Lacey. Read more: Michael Lacey | Twitter and Jim Larkin | Crunchbase

When he assumed the sheriff’s office, Joe Arpaio was told in multiple cases what he was legally allowed and what he was not. Judge Murray Snow, a United States District Judge told Arpaio in 2011 that incarcerating immigrants on grounds of suspicion is not enough to get them detained. Since no evidence was found showing that the detainee had or didn’t have proper status, holding that individual goes against the U.S. constitution.

Eventually, the misdemeanors of Joe Arpaio were brought to the open when a lawsuit was filed against him about 10 years ago. The lawsuit disclosed the adverse conditions endured by the Tent City inmates. Based on the information contained in the lawsuit, the former sheriff was charged with violating the rights of immigrant groups including the Latinos.

This was the time when Jim Larkin and Michael Lacey began to make waves against Joe Arpaio by exposing his misdeeds against immigrants to the America people.

They used their publication to write about the sheriff and butted heads against his department on many occasions. This led to the arrest of Larkin and Lacey which was only made possible when a special prosecution team zeroed in on them. Learn more about Jim Larkin and Michael Lacey:

A grand jury was created for that purpose which induced the pair to report the sheriff’s ‘criminal activities’ in their own publication, the Phoenix New Times. Larkin and Lacey released news stories exposing Arpaio but other newspapers did not even cover the sheriff at all.

But Arpaio is somehow connected to Trump, being a supporter of the then U.S. presidential candidate. Arpaio endorsed Trump at the early stages of the U.S. presidential campaign. Trump even gave a hint in his campaign speeches that he might pardon Arpaio.

Lacey believes that Trump pardoned Arpaio because he wanted to influence his support base, the nationalists, who regarded Arpaio like a hero. Considering the character of Trump’s campaign speeches, it seems that he followed this strategy which proved effective. He pandered to his support base by saying that he may pardon Arpaio and it seemed to work in favor of the president.

Eventually, Lacey and Larkin received settlement cash and used it to establish the Frontera Fund which now helps Latinos for their First Amendment rights protection. Even if Arpaio is out of prison, Frontera Fund is helping to resolve some of the issues and problems that the former sheriff has caused.

The aim of this organization is to fight against the legacy of Arpaio. Aside from Frontera Fund, Lacey and Larkin are also going back to writing by launching the Front Page Confidential. This is a website that is supposedly dedicated to the First Amendment and free speech.

Mina Ebrahimi: Catering With A Philanthropic Heart

Mina Ebrahimi has had great success since she ventured into the catering business. She established Saint Germain Catering back in 1998 to provide services to the VA market. The firm has since become a prominent feature in weddings and special events. It prides itself in a dynamic client base across Virginia, Maryland, and Washington.

Her parents were immigrants who owned a bakery in Seven Corners. It was here that she learned her trade and developed a passion for cooking at a tender age. When they rebranded as Saint Germain Cafe, Mina Ebrahimi became responsible for the smooth running of the day-to-day activities of the business. She had set her sights on higher things and thus opted to start Saint Germain Catering.

Mina Ebrahimi established the firm from scratch, and it now caters for close to 1000 events every week. Efficiency in service delivery has ensured that their clients keep coming back for more. They also provide a flexible menu that seeks to cater to the needs of their diverse clients.

She attributes much of her success to the amazing employees that have worked for her over the years. Mina Ebrahimi made a point of treating them in a dignified way, and the results were tremendous. Everyone who has had an opportunity to work alongside her has given their best knowing that their efforts are well appreciated.

Her success in the business world has not gone unnoticed. The Smart CEO’s Brava Award is one of the many accolades she has received throughout her illustrious career. Mina Ebrahimi has extended her support to non-profit organizations with the intention of giving back to the society.

The 25th Project that takes care of the homeless, and Operation Homefront DC for military families are some of the beneficiaries of her philanthropic work. Mina Ebrahimi also set up the Jack-Ebrahimi and Mina Ebrahimi foundations to lend a hand to different causes.

For close to four years now, she has also given considerably towards finding a solution to breast cancer. Mina Ebrahimi has successfully raised funds for cancer research through a cupcake program. The inspiration for this charity work came from a visit to Upenn Vet. Their lead oncologist, Dr. Karin Sorenmo, attended to her pet and Mina Ebrahimi saw the need to finance breast cancer research projects

The Successful Career of Anil Chaturvedi

Anil Chaturvedi

About Anil Chaturvedi

Anil Chaturvedi is a renowned professional banker with over four decades in experience. He is one of the few individuals who has led a successful career. Anil Chaturvedi has worked in some notable financial institutions and banks where he has gained vast experiences in corporate advisory, investment banking, private banking, corporate banking, mergers and acquisition, and cross-border transactions between Europe and India.

Anil Chaturvedi was enrolled in Meerut University India where he was awarded a Bachelor of Arts degree in 1971. He decided to further his education and was enrolled at Delhi University School of Economics where he was awarded a masters in Economics and Finance. He gathered knowledge which later had an impact on his successful career.

Job Experiences

Anil Chaturvedi is one of the few individuals who have exquisite job portfolios. He has worked in several firms where he has seen himself earn ranks and high-status job. He has high skills when it comes to the fields of wealth management, investment banking, financial analysis, marketing strategy, financial markets, risk management, business strategy, equities, and corporate finance. Anil Chaturvedi has worked in many countries as a professional banker who has led him to learn multiple languages.

In 1987, Anil Chaturvedi was appointed as the manager in charge of development and planning at the State Bank of India. Here, Anil was responsible for strategic planning and implementation of the strategy to capture more clients. Four years after his appointment, the new plan had recorded over $500 million under the leadership of Anil Chaturvedi.

After he had left the State Bank of India in 1991, Anil Chaturvedi was named as the Vice President and the Senior Representative for the US operations. He was tasked with the responsibility of product development, compliance issues, and leadership skills.

In 1993, Anil Chaturvedi became the managing director of Merrill Lynch, a wealth solution bank. He spent 17 years in this firm until it became one of the top wealth advisory firms across the globe.

Anil Chaturvedi currently serves as the managing director of Hinduja bank where he mainly facilitates the cross-border transaction between Europe and India.

Why is Deirdre Baggot’s heart set on bundled payments?

White, pale walls, the stench of medicine and the sight of sickness everywhere is the reason most of us detest hospitals. Some people will only visit the doctor when too ill, and the illness is just not going away. Bundled payments will, however, help patients because while it may not improve the drudgery of hospitals, it will help them save on medical care. Medicine and healthcare are expensive in America and debates to have raged on as to when the change will anchor. The conversation is about to change as the tide has turned and programs like Medicare is adopting bundled payment plans.

Baggot’s thoughts on bundled payments

Healthcare consulters have experienced panicked patients, confused ones and some who have no clue about their health care payment options. Sometimes it is hard to understand medical jargon and lacing it with various payment plans is not a downhill task. Baggot took it upon herself to educate the ignorant masses on their position regarding the payment option. Learn more about Dairdre Baggot at Crunchbase.

Patients have often expressed concern that doctors are offering extra ‘checkups’ even when they don’t need them. The theory is that provided a patient has medical cover; they do this to exploit and extort the insurance companies. Whether true or merely speculation, Deidre Baggot is positive that the narrative is about to change as bundled payments will encourage physicians to provide what a patient needs. While saving patients that detest the hospital for extra ‘torture,’ it will also save them money. Patients will also enjoy discount benefits.

Some players in the medical world are not very enthusiastic about the bundled payment options, but Baggot begs to differ. She is sure that responsibility will take a positive spin as accountability is made easier by the innovation which requires health centers to be as open as possible by the bundled payments which are evidence in themselves. No one thrives in an investigation or wants scandal at their doorsteps, and bundled payments may be the only jolt the healthcare world needs.

About Deirdre Baggot

Deirdre Baggot is a healthcare consultant and vice president of the Camden Group. She is a firm advocate for bundled payments and speaks her mind on the subject without fail. Deirdre Baggot’s voice and standing for what she believes in have seen her speak at events, on radio and other shows. In her free time, she authors academic papers and articles alike, expressing her love for bundled payments. View:


Three of Lawrence Bender’s Contributions to Film

6 Academy Awards and 29 nominations: these are the accolades of Lawrence Bender as a film producer. As a philanthropist, Lawrence Bender has been honored by his former university and by the ACLU. He was given an honorary degree from the University of Maine, where he previously earned a civil engineering degree, and he was awarded the Torch of Liberty by the ACLU.

Compared to other top Hollywood producers, Bender has an incredible resume of films. Not only has he worked with Tarantino on a majority of his career, Bender also worked with Matt Damon and Ben Affleck on their screenwriting debut. This film was Good WIll Hunting, an incredible film about a young genius who would rather his intelligence be kept secret than to have it flaunted. Robin Williams also stars in the moving, taking on the role of the therapist of the protagonist. The film obtained two Oscars. Robin Williams took home the award for Best Supporting Actor; Matt Damon and Ben Affleck were given Best Original Screenplay.

More recently, Lawrence Bender produced a television show for Netflix called Seven Seconds. The plot of this show tackles the controversial subject of police and racism. When a police officer, distracted by his cell phone, runs over a young black teenager, the racial turmoil in the town boils over. As the police struggle to cover up the hit and run accident, attempting to save their colleague from imprisonment, certain members of the community make an effort to uncover the truth.

Lawrence Bender also worked closely with Al Gore, the former Vice-President of the United States on two documentaries. These two documentaries tackle the subject of climate change and aims to educate the masses about the realities of the problem. The first film, An Inconvenient Truth, did outstanding at the box office despite the fact that documentaries normally do not have theatrical releases.

Shervin Pishevar Does Not Shy Away From The Truth

There are certain truths that people do not necessarily want to hear. A lot of times people would rather bury their head in the sand than acknowledge something that they are less than comfortable admitting or talking about. That is not the kind of person that Shervin Pishevar is though. He simply cares about getting the truth out there.

Right now, Shervin Pishevar is the kind of person who puts his ideas out to the world in the form of tweets. He has long been interested in using the micro-blogging social network to help spread the ideas that he has that he believes that others need to hear. It has worked in that many more people are seeing his messages than ever before. This is result of the fact that he has become a popular voice on Twitter.

Part of the reason why Shervin Pishevar has had little trouble finding an audience is that he was an early investor in Uber. He proved at that moment that he already knew what he was doing when it came to finding good investments. If he could do that well with his personal account then perhaps he could also provide insight advice for others.

The kind of things that Shervin Pishevar puts on his Twitter account are not always from the department of popular opinions. He frequently wades into issues in a way that makes some of the elites uncomfortable. This is because he is not afraid to point out that the emperor has no clothes. He has been doing so more and more lately as the stock market continues to rise despite a lack of fundamental reason why it should at least according to Pishevar.

This is one area that he believes things have gotten out of hand. He would like to see the market pullback by at least twenty percent before he would recommend that people look into buying into it again. This is just the kind of correction that he believes is most likely to happen in our near future. With those things in mind, it is a good idea to check out what Mr. Pishevar has to say on Twitter.